For first-time home and condo buyers in Texas and Arizona, with more states coming soon.
PROTECT YOUR HOUSE
A simpler, more transparent home warranty designed around service—not claim avoidance.
Homeownership comes with expensive surprises. HVAC systems fail. Water heaters leak. Refrigerators stop cooling. Traditional home warranties can help — but complicated exclusions, depreciation, low reimbursement limits and unexpected out-of-pocket costs can leave homeowners wondering what they actually purchased. Our Home Service Agreement is being designed differently: clearly defined coverage, meaningful limits, responsive service and 100% payment of the approved covered claim amount.
Fully self-service. No required sales call, ever.
What it costs
- Core$45/mo
- Plus$60/mo
- Premier$75–$85/mo
Who it is for
Built for the people who get hurt worst by a bad contract.
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First house, first HVAC bill
You closed on a house and inherited systems you did not choose, with no service history and no idea what a compressor costs.
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First condo, unclear boundaries
Your association handles the roof and the common elements. What sits inside your unit is yours — and that is exactly what we cover.
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No repair cushion yet
The down payment took the savings. A $6,000 surprise in year one is the difference between homeownership working and not.
What we cover
Our comprehensive plan is designed around the systems and appliances homeowners depend on most.
Home Systems
- Air conditioning / HVAC
- Heating
- Plumbing
- Electrical
- Water heater
- Ductwork
Home Appliances
- Refrigerator
- Clothes washer
- Clothes dryer
- Dishwasher
- Range, oven and cooktop
- Built-in microwave
- Garbage disposal
- Garage-door opener
Optional protection can be offered for items such as pools and spas, wells, septic systems, roof leaks, additional appliances.
Founder's story
Nobeus started with my own home.
We did everything right. We bought home-warranty coverage that specifically included our pool. We paid the premium. We fully disclosed the equipment. And when the lower body of our pool filter developed a hairline crack, we filed a claim and followed the process exactly as we were supposed to.
Then we learned what our coverage was actually worth.
The warranty company's own service provider determined that the filter body needed to be replaced and quoted the repair at $1,321.80. But instead of simply covering the repair we believed we had purchased protection for, the warranty company fought the claim and even disputed the handling of our $70 service fee.
After we pushed back, they pointed to a $375 coverage limit buried deep in the contract — Section H.10.a.1. Because part of that limit had already been consumed, their final contribution toward a $1,321.80 repair was just $280. We were left responsible for $1,041.80 ourselves.
That experience became the reason for Nobeus.
The name itself is a promise: NO B.S.
We believe customers should know what they're buying before something breaks — not discover the real economics of their coverage on page 18 after filing a claim.
So Nobeus is being built differently: clear pricing, visible fees, meaningful coverage limits, plain-English terms, and no hiding the most important numbers in layers of fine print.
If there's a limit, we'll tell you what it is. If there's a fee, we'll show you what it costs. And if something isn't covered, we want you to know that before you buy.
Because protecting your home shouldn't require fighting the company you paid to protect it.
Nobeus. No B.S.
Protect this house
Our claims promise
If we approve $3,500 of covered work, we pay the full $3,500 approved amount.
Subject to your disclosed service fee and coverage limits. Our proposed coverage eliminates several practices that frustrate homeowners.
- No depreciation reductions.
- No "book value" reductions.
- No arbitrary post-approval claim haircut.
- No separate low refrigerant reimbursement limit.
- No exclusion simply because covered equipment is old.
When replacement is approved, the objective is comparable primary capacity and functionality — not the depreciated resale value of the failed equipment.
Approved repairs are also intended to carry a 365-day workmanship guarantee for the same repaired failure, without another service fee.
What it costs
Core, Plus and Premier. The service fee is always shown next to the price.
| Core | Plus | Premier | |
|---|---|---|---|
| Target monthly pricing | ~$45 | ~$60 | ~$75–$85 |
| Service fee | $100 | $85 | $75 |
| Coverage | Essential | Expanded | Highest |
No-gap coverage: The standard waiting period is expected to be 30 days, but qualifying homeowners transitioning directly from a manufacturer, builder or other eligible home-warranty plan may receive coverage without the normal waiting period.
The service fee is paid when a covered service visit is performed — never at signup.
Plans, prices, limits and terms shown are proposed and subject to final underwriting, regulatory approval and availability. Coverage is provided under the applicable Home Service Agreement, which controls in the event of any difference between this summary and the agreement.
How a claim actually goes
You should be able to predict the outcome before you file.
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Step 1
File in the portal
Pick the item, tell us when it failed, add photos for major systems. If we need additional information, we will call. No back-and-forth emails to waste your valuable time.
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Step 2
We check it against your plan version
The same limits you saw at signup are the ones applied — stamped to your contract at bind.
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Step 3
A network contractor is assigned
You pay the $79 service fee when the visit happens. Nothing before that.
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Step 4
The claim closes with a real label
Approved, limit reached with the amount applied, need more info, or denied with the contract section quoted.
Need the detail? Read how claims work, including what "limit reached" means and how to appeal a decision.
Where we can service a claim
Texas and Arizona first — with more states coming soon.
We will not sell coverage in a ZIP code where we cannot get a licensed contractor to your door. Check your state and ZIP before you spend time on an application. If we are not there yet, leave an email and let us know you want us in your area. We would love to hear from you!
A home warranty shouldn't require a lawyer to understand what you bought.
Clear coverage. Clear limits. Fair claims. Fast service. 100% of approved covered claims paid.
PROTECT YOUR HOUSE
See plans