Nobeus — Protect This House

PROTECT YOUR HOUSE

Coverage Plans

Three plans — Core, Plus and Premier — each with its own service fee, always shown next to the price. Plan version 2026.2 is stamped onto your contract when you bind, so the limits cannot move underneath you.

A water heater and electrical panel in a tidy home utility closet

Core

$45/mo

$100 per service visit

The service fee is paid when a covered service visit is performed, not at signup.

Essential coverage for the home systems homeowners depend on most.

Meaningful limits, not depreciated payouts.

No-gap coverage where there is no manufacturer-warranty gap.

Aggregate limit $14,000 per contract year

Select Core

Plus

$60/mo

$85 per service visit

The service fee is paid when a covered service visit is performed, not at signup.

Everything in Core plus the kitchen and laundry appliances a household depends on.

Meaningful limits, not depreciated payouts.

No-gap coverage where there is no manufacturer-warranty gap.

Aggregate limit $22,000 per contract year

Select Plus

Premier

$75–$85/mo

$75 per service visit

The service fee is paid when a covered service visit is performed, not at signup.

Everything in Plus plus secondary systems, code-required parts and a second AC unit.

Meaningful limits, not depreciated payouts.

No-gap coverage where there is no manufacturer-warranty gap.

Aggregate limit $30,000 per contract year

Select Premier

The no-gap coverage rule

The standard waiting period is expected to be 30 days, but qualifying homeowners transitioning directly from a manufacturer, builder or other eligible home-warranty plan may receive coverage without the normal waiting period.

We ask you the gap question in the application, we show you the answer we recorded at checkout, and it is written into your contract.

If you are buying a condo

Your Nobeus contract covers what a unit owner is responsible for: the systems and appliances inside your unit, including your own furnace or air handler, water heater, in-unit plumbing from the shutoff, and your appliances.

It does not cover common elements your association maintains — the roof, exterior walls, shared risers, central boilers, elevators, or shared mechanical rooms. Check your declaration for the exact split; if your association pays for it, your plan does not.

Interior of a condo unit with an in-unit laundry closet

Limit schedule — version 2026.2

Meaningful coverage limits, published up front.

Read the sample contract

Rather than advertising "coverage" and then reducing payments through depreciation or book value, our proposed agreement puts the important limits up front. Examples of proposed annual limits include up to $6,000 for HVAC/heating, $3,000 for plumbing and electrical, $2,500 for water heaters, $3,000 for refrigerators, and $2,000–$2,500 for most major appliances, subject to the selected plan and an overall annual agreement maximum.

Ordinary installation associated with an approved replacement is intended to be covered within the applicable limit. We also intend to include refrigerant required for an approved HVAC repair rather than imposing an artificially low per-pound allowance.

Core

  • Heating or air conditioning, per event$4,000
  • Electrical system, per event$2,000
  • Plumbing system, per event$2,000
  • Water heater, per event$1,800

Aggregate $14,000 per contract year

Plus

  • Heating or air conditioning, per event$5,000
  • Electrical system, per event$2,500
  • Plumbing system, per event$2,500
  • Water heater, per event$2,200
  • Refrigerator, per event$2,500
  • Any other covered appliance, per event$2,000

Aggregate $22,000 per contract year

Premier

  • Heating or air conditioning, per event$6,000
  • Electrical system, per event$3,000
  • Plumbing system, per event$3,000
  • Water heater, per event$2,500
  • Refrigerator, per event$3,000
  • Any other covered appliance, per event$2,500
  • Secondary systems, per event$2,000

Aggregate $30,000 per contract year

Reaching a limit is not a denial. If a repair costs more than the per-event limit, we apply the full limit amount to the repair and tell you the exact figure applied and what remains on your aggregate. No plan covers everything, and none of ours claims to.

Start an application

Plans, prices, limits and terms shown are proposed and subject to final underwriting, regulatory approval and availability. Coverage is provided under the applicable Home Service Agreement, which controls in the event of any difference between this summary and the agreement.